Money Transfer
Send Money to 90+ Countries
Personal or business transfers for cash pickup, bank deposit, or mobile wallet — sent from our branches and partner agents in 10 states.
Know before you pay
Before you confirm, you see the fee, the exchange rate, and exactly how much your recipient will receive.
Many ways to get paid
Cash pickup, bank deposit, or mobile wallet — in 90+ countries, depending on the destination.
Help in person
Send from 100+ branches and partner agents in 10 states.
Transfer Options
Who Are You Sending For?
Whether you're supporting family abroad or paying international suppliers, we have the right solution.
Person to Person
Send to family and friends abroad for cash pickup, bank deposit, or mobile wallet.
- Send to 90+ countries from the USA
- Cash pickup, bank deposit, or mobile wallet
Business to Business
Pay suppliers, vendors, and partners abroad from your business.
- Payments to international vendors and suppliers
- Contact us first to set up business payments
- Business documents such as your EIN and registration are required
European Transfers
Send euro payments to bank accounts in Europe through the SEPA network.
- Euro (EUR) payments to bank accounts in SEPA countries
- You'll need the recipient's full name and IBAN
Middle East Transfers
Send to Lebanon, Jordan, Egypt, Iraq, Yemen, Syria, Palestine, the Gulf, and North Africa — mostly by cash pickup.
- Lebanon, Jordan, Iraq, Yemen, Syria, Palestine: cash pickup
- Egypt: cash pickup, bank deposit, or mobile wallet
- UAE, Kuwait, Qatar, Oman: cash pickup — Bahrain also bank deposit
South & Southeast Asia
Send to Bangladesh, Pakistan, India, Nepal, the Philippines, Indonesia, and more — by cash pickup, bank deposit, or mobile wallet, depending on the country.
- Bangladesh, Pakistan, Nepal: cash pickup, bank deposit, or mobile wallet
- India, Philippines, Indonesia: cash pickup or bank deposit
- Malaysia, Thailand, Sri Lanka: bank deposit
- China: card or mobile wallet
How It Works
3 simple steps
What happens when you send from a branch or partner agent.
Visit a location
Go to an Atlantic Xchange branch or partner agent with a valid government-issued photo ID.
Review your quote
Give your recipient's details. You see the fee, exchange rate, and amount they receive before you pay.
Pay at the counter
Pay, and the money is on its way to your recipient.
Payout Options
How Your Recipient Gets Paid
We pay out in 90+ countries through partner banks, exchange houses, and agents. Which options are available depends on the destination country.
Cash pickup
Your recipient collects cash from one of our payout partners — banks, exchange houses, and agents.
Bank deposit
Money goes straight into your recipient's bank account. Bring their full name as it appears at the bank, the bank name, and their account number or IBAN.
Mobile wallet
Send to a mobile wallet linked to the recipient's phone number, in countries where it is available. You only need the recipient's name and mobile number.
Not sure what's available in your recipient's country? See where you can send or ask us before you visit.
Protect yourself from scams
Only send money to people you know and trust. Never send money:
- to someone you have only met online or by phone, however long you have been talking
- to claim a prize, lottery win, inheritance, or job
- to someone saying they are from the IRS, police, immigration, or another government office
- to release a package, a loan, or a frozen account
- because someone is pressuring you to act fast or to keep the transfer secret
Think you've been scammed? Call us right away at 1-888-444-3962 — if the money has not been paid out yet, we may be able to stop it. Then report it at ReportFraud.ftc.gov.
Ready to send money?
Visit a branch or partner agent — or message us first for a quote.