Atlantic Xchange

Send MoneyFrom USAto the World

Send money to 90+ destination countries from 100+ locations in 10 states. You see the fee, exchange rate, and the amount your recipient gets before you pay.

90+ countries

Destination countries

10 states

Licensed money transmitter

100+ locations

Branches and partner agents

Since 2016

Based in Dearborn, Michigan

Visit Us

Find a location near you

100+ Atlantic Xchange branches and partner agents in 10 states. Search by ZIP code or city, or tap “Near me”.

Showing 102 of 102 locations

100+ locations — Atlantic Xchange branches and partner agents. Agent hours vary — please call ahead. Can't find a location near you? Call +1 (313) 447-0502 or message us on WhatsApp.

Payout Options

How Your Recipient Gets Paid

We pay out in 90+ countries through partner banks, exchange houses, and agents. Which options are available depends on the destination country.

Cash Pickup

Cash pickup

Your recipient collects cash from one of our payout partners — banks, exchange houses, and agents.

Bank Deposit

Bank deposit

Money goes straight into your recipient's bank account. Bring their full name as it appears at the bank, the bank name, and their account number or IBAN.

Mobile

Mobile wallet

Send to a mobile wallet linked to the recipient's phone number, in countries where it is available. You only need the recipient's name and mobile number.

Not sure what's available in your recipient's country? See where you can send or ask us before you visit.

Foreign Currency

Currency Exchange

Travelling, or holding foreign cash you no longer need? Exchange it at an Atlantic Xchange branch. Ask for today's rate first — rates change daily, so we quote you before you come in.

  • Buy and sell foreign cash

    Exchange US dollars for foreign currency, or sell foreign currency back to us.

  • Hard-to-find currencies

    We deal in a wide range of currencies, from common to hard-to-obtain and exotic ones.

  • Get it before you travel

    Tell us what you need ahead of your trip and pick it up from the branch.

  • Today's rate on request

    Message or call us for the current rate and availability before you visit.

How It Works

3 simple steps

What happens when you send from a branch or partner agent.

01

Visit a location

Go to an Atlantic Xchange branch or partner agent with a valid government-issued photo ID.

02

Review your quote

Give your recipient's details. You see the fee, exchange rate, and amount they receive before you pay.

03

Pay at the counter

Pay, and the money is on its way to your recipient.

Customer Reviews

What Customers Say on Google

Read real reviews of our branches — good and bad — straight from Google.

Partner Program

Three Ways to Partner With Atlantic Xchange

Whether you run a storefront, operate a payout network, or want to power your own product with our infrastructure — there's a partnership built for you.

100+

US Locations

10

Licensed States

90+

Payout Countries

2016

Founded

For Retail Locations

Become an Agent

Run a storefront, kiosk, or retail business? Become a cash pickup and drop-off point for Atlantic Xchange customers and earn commissions on every transaction you process.

  • Competitive commissions per transaction
  • Full training & onboarding support
  • Co-branded marketing materials

For Banks & Payout Networks

Become a Provider

Banks, payout networks, and liquidity partners that help us deliver funds to more countries and corridors — fast, compliant, and reliable, at scale.

  • Access to our growing transaction volume
  • Long-term settlement agreements
  • Dedicated integration & compliance support

For Fintechs & Brands

Power Your Business With Us

Already have your own brand or app? Use Atlantic Xchange as your licensed money transfer engine behind the scenes — we handle compliance and settlement, you own the customer experience.

  • Licensed infrastructure (FinCEN, NMLS, multi-state)
  • You keep your brand, we power the transfers